CM Punjab Ramzan Package Nigehban Card Activation and Pin Genration Process
CM Punjab Ramzan Package Nigehban Card
The CM Punjab Ramzan Package 2026 brings direct cash support to 4 million deserving families across Punjab through the Nigehban ATM Card system. Under this Rs. 40 billion initiative, beneficiaries receive financial assistance in a secure and transparent way without long queues or middlemen.
Eligible families registered in PSER can collect their Nigehban Card from designated centers or authorized banking agents, complete biometric verification, and generate their 4 digit PIN at a Bank of Punjab ATM. Once activated, funds can be withdrawn easily. The fully digital system ensures dignity, speed, and accountability throughout the holy month of Ramzan.
Quick Information Table about Nigehban Card
| Point | Details |
|---|---|
| Program Name | Ramadan Nigehban Package 2026 |
| Province | Punjab |
| Total Budget | Rs. 40 Billion |
| Beneficiary Families | 4 Million |
| Support Type | Cash Assistance |
| Distribution Method | ATM Card |
| Verification System | PSER |
| Helpline | 08000 2345 |
| Official Portal | https://pser.punjab.gov.pk |
What Is the Ramzan Nigehban Card Package 2026
The Ramzan Nigehban Package 2026 is a welfare initiative launched by the Punjab Government to help low income families during the holy month. The program provides direct cash assistance through ATM cards instead of manual payments.
The entire system is digitally monitored by the Punjab Information Technology Board to ensure transparency and prevent misuse. Only verified families registered in the official database are selected.
This approach ensures:
- No long waiting lines
- No middlemen
- Direct financial support
- Faster and safer delivery
- Complete digital transparency
Nigehban Card Activation Process Step by Step
If you have been declared eligible, follow these steps carefully.
Step 1 Card Collection
Visit your nearest designated distribution center at the tehsil level or approach authorized branchless banking agents.
Bring your original CNIC with you.
Distribution and withdrawal services are available through:
- Bank of Punjab
- HBL Konnect
- UBL Omni
Punjab has established 160 special centers and more than 20000 branchless outlets for smooth activation.
Step 2 Verification Process
At the center or outlet:
- Your CNIC will be verified
- An OTP may be sent to your registered mobile number
- Biometric thumb verification may be required
This ensures that assistance reaches the rightful beneficiary only.
Step 3 PIN Generation Process
Once your card is activated, you must generate your PIN.
- Visit a Bank of Punjab ATM
- Insert your Nigehban Card
- Select Create PIN or Change PIN option
- Enter your new 4 digit secret PIN
- Confirm it
Keep your PIN confidential at all times. Do not share it with anyone.
Step 4 Cash Withdrawal
After successful PIN creation:
- Insert your card at the ATM
- Enter your PIN
- Select withdrawal option
- Enter the desired amount
- Collect your cash
You may withdraw the full amount at once or in multiple transactions, depending on your needs.
Eligibility Criteria for Nigehban Card
Selection is based on data from the Punjab Socio-Economic Registry.
To qualify:
- You must be a resident of Punjab
- Your CNIC must be valid
- Your household income should fall under the low income category
- Widows, elderly persons, disabled individuals, and daily wage earners are given priority
- Registration in PSER is mandatory
- Registration is free and does not require any agent
If you are not registered, visit the official portal to update your information.
Why This System Matters
This year, the government has moved away from traditional ration distribution. Instead of receiving fixed food items, families now receive cash assistance. This gives them the freedom to purchase what they truly need.
Benefits of the ATM card system include:
- Greater flexibility in spending
- Secure transactions
- Faster payments
- Reduced chances of corruption
- Respectful and dignified assistance
The goal is clear. No deserving family in Punjab should feel unsupported during Ramzan.
Important Alerts
- Trust only official SMS notifications
- Call 08000 2345 for verified information
- Do not pay any fee to agents
- Never share your OTP or PIN
- Report suspicious activity immediately
Final Thoughts
The CM Punjab Ramzan Package Nigehban Card 2026 is more than just financial aid. It represents a shift toward a modern, digital welfare system focused on transparency and dignity.
If you are eligible, complete your card activation and generate your PIN without delay. The support is meant to help you manage household expenses during the holy month with ease and confidence.
This Ramzan, assistance is not handed out in lines. It is delivered through a secure system directly into your hands.
