CM Punjab Parwaz Card Program 2025 – Check Complete Online Apply Procedure

The CM Punjab Parwaz Card Program 2025 is a visionary initiative launched under the leadership of Chief Minister Maryam Nawaz Sharif to empower the people of Punjab, especially youth, women, and small business owners. This program aims to offer interest-free business loans to help citizens start or expand businesses with a simple and transparent digital process.

In this guide, we will walk you through the complete online apply procedure, eligibility criteria, loan tiers, benefits, and FAQs.

What is the CM Punjab Parwaz Card Program 2025?

The Parwaz Card is a part of the broader Asaan Karobar Scheme 2025, launched by the Government of Punjab. It is designed to offer interest-free loans up to Rs. 3 million (30 lakh) to eligible individuals who want to start or grow their business in Punjab.

The Parwaz Card will also serve as a digital tool to manage loan disbursement and repayment schedules, ensuring transparency and efficiency.

CM پنجاب پرواز کارڈ پروگرام 2025 – آن لائن درخواست کا مکمل طریقہ
وزیر اعلیٰ پنجاب مریم نواز شریف نے پرواز کارڈ پروگرام 2025 کا آغاز کیا ہے تاکہ پنجاب کے نوجوانوں، خواتین اور کاروباری افراد کو بغیر سود قرضے فراہم کیے جا سکیں۔ یہ اسکیم آسان کاروبار اسکیم 2025 کا حصہ ہے اور اس کا مقصد خود روزگار کو فروغ دینا اور کاروباری ترقی میں مدد دینا ہے۔
اہم خصوصیات:
قرض کی حد
پانچ لاکھ سے 30 لاکھ روپے
سود:: بالکل نہیں
درخواست کا طریقہ
مکمل طور پر آن لائن
ترجیحی افراد
خواتین، نوجوان، اور سولر/صاف توانائی والے کاروبار
کون درخواست دے سکتا ہے؟
پنجاب کے رہائشی ہوں
عمر: 25 سے 55 سال
شناختی کارڈ اور NTN (ٹیکس نمبر) لازمی
ٹیکس فائلر ہونا ضروری ہے
کاروبار شروع کرنے یا بڑھانے کا ارادہ ہو
پانچ کھ سے زائد قرض کے لیے سیکیورٹی یا جائیداد کی شرط

قرض کی دو اقسام:
ٹیئر 1: 5 لاکھ تک کا قرض، کوئی ضمانت نہیں
ٹیئر 2: 30 لاکھ تک کا قرض، سیکیورٹی یا جائیداد درکار
درخواست دینے کا طریقہ
پنجاب حکومت کی ویب سائٹ پر جائیں
“پرواز کارڈ” کے آپشن پر کلک کریں
فارم مکمل کریں اور مطلوبہ دستاویزات اپ لوڈ کریں
فارم جمع کر کے تصدیقی SMS یا ای میل کا انتظار کریں
خواتین اور نوجوانوں کے لیے خصوصی سہولت:
• جلد منظور
• کم کاغذی کارروائی
• صاف توانائی پر کام کرنے والوں کے لیے اضافی مراعات
مدد کے لیے رابطہ کریں
📞 پنجاب ہیلپ لائن: 1786
🏢 قریبی ای خدمت مرکز جائیں
یہ ایک سنہری موقع ہے اپنے خوابوں کا کاروبار شروع کرنے کا۔ اگر آپ اہل ہیں تو فوراً درخواست دیں!

Key Features of CM Punjab Parwaz Card Scheme 2025

Loan limit: Up to Rs. 3 million
Interest rate: 0% (Interest-Free)
Eligibility priority: Women, youth, and green businesses
Loan disbursement: Through banks or digital wallets
Collateral: Required only for loans above Rs. 500,000
Loan purpose: For new startups, business expansion, or clean energy projects
Simple digital process: Fully online with transparent verification

Eligibility Criteria for CM Punjab Parwaz Card Program 2025

To apply for the Parwaz Card 2025, you must fulfill the following eligibility requirements:

Be a permanent resident of Punjab
Age between 25 to 55 years
Possess a valid CNIC
Have an active NTN (National Tax Number)
Be a registered tax filer
Must want to start or grow a business in Punjab
For Tier 2 loans (above Rs. 500,000), collateral or asset security is mandatory

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Parwaz Card Loan Categories

✅ Tier 1 – Small Business Loan

Loan Amount: Up to Rs. 500,000
Collateral: Not required
Target group: Startups and new businesses
Verification based on: CNIC and tax records

✅ Tier 2 – Large Business Loan

Loan Amount: Up to Rs. 3,000,000
Collateral: Required (Property/Assets)
Target group: Registered and growing businesses
Verification based on: Financial records and business performance

How to Apply Online – Step-by-Step Process

Follow these simple steps to apply online for the CM Punjab Parwaz Card Program 2025:

1. Visit the Official Portal

Go to the official Punjab Government website or the Punjab Dheerani Portal

2. Click on “Apply Now”

Select the Parwaz Card option from the list
Click the “Apply Now” button to begin

3. Fill Out the Application Form

You will need to enter:

CNIC Number
Mobile Number & Email Address
Active NTN
Loan Tier (Tier 1 or Tier 2)
Business Details (Name, type, income, location)

4. Upload Required Documents

Copy of CNIC
NTN certificate
Business plan (for new businesses)
Collateral proof (if applying for Tier 2)

5. Submit the Application

Review all information
Click Submit
You will receive an SMS or email confirmation with tracking info.

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What Happens After Submission?

Once your application is submitted:

Your CNIC and NTN are verified
Your documents are reviewed by government officials
On approval, you’ll receive a confirmation message
Loan amount is transferred via bank account or digital wallet
Repayment begins after a short grace period

Special Focus on Women and Youth

The CM Punjab Parwaz Card Scheme 2025 strongly supports:

Women entrepreneurs with simplified documentation
Youth applicants through faster application processing
Clean energy businesses, especially solar startups
Encouraging financial independence and job creation

Need Help Applying?

If you face any issues:

📞 Punjab Government Helpline: 1786
🏢 Visit your nearest e-Khidmat Markaz for in-person guidance

Frequently Asked Questions (FAQs)

Q1: What is the maximum loan amount under Parwaz Card?

You can get up to Rs. 3 million (30 lakh) under Tier 2.

Q2: Is this a grant?

No, it is an interest-free loan. You have to repay the amount.

Q3: Do I need an NTN to apply?

Yes, active NTN and tax filer status are required.

Q4: How long does it take for loan approval?

Usually, 3 to 6 weeks after complete application submission.

Q5: Can non-Punjab residents apply?

No, only residents of Punjab are eligible for this scheme.

Conclusion

The CM Punjab Parwaz Card Program 2025 is more than just a loan scheme — it’s a bold step toward financial empowerment and entrepreneurship in Punjab. With zero interest, easy digital application, and strong support for youth and women, it provides a once-in-a-lifetime chance to build or grow your dream business.

If you meet the eligibility criteria, don’t wait.
👉 Apply today and take the first step toward financial freedom!