CM Punjab Kissan Card Scheme Phase 2 Online Registration Process
Under the leadership of Chief Minister Maryam Nawaz Sharif, the Punjab government has introduced the second phase of the Kissan Card Scheme. This phase focuses on providing interest-free loans to farmers owning land between 1 to 12.5 acres.
The scheme is a collaborative effort between the Punjab Agriculture Department and the Bank of Punjab (BOP), ensuring transparent and efficient disbursement of funds.
Eligibility Criteria for Kissan Card Phase -II
To apply for the CM Kissan Card in Phase 2, a farmer must:
- Be a resident of Punjab
- Own agricultural land between 1 and 12.5 acres
- Possess a valid Computerized National Identity Card (CNIC)
- Have land records registered in the Punjab Land Record Authority (PLRA)
- Be not involved in loan default or criminal activity
- Preferably have a registered mobile number
This initiative is specially targeted at small-scale farmers who often face difficulty in buying agricultural inputs due to high market prices.
Kissan Card Step-by-Step Registration Process
The registration for Phase 2 is simple and farmer-friendly. Here’s how to apply:
Visit the Nearest Agriculture Office
Go to your nearest agriculture department office in your district or tehsil.
Submit Documents
Provide your CNIC, land ownership documents, and mobile number. Officials will verify your land record through the PLRA system.
Bio-metric Verification
Your biometric data will be confirmed to avoid any fraudulent activity.
Receive Kissan Card
Once verified, you will be issued a Kissan Card, which you can use to receive financial help and subsidies.
Loan Disbursement
You can then receive interest-free loans through this card for the upcoming crop seasons.
Why This Scheme Matters
This initiative will benefit thousands of farmers who struggle with the high cost of farming. With the Kissan Card, farmers can:
- Get timely loans without paying interest
- Buy quality fertilizers and seeds at subsidized rates
- Improve crop yield and reduce dependency on informal money lenders
- Receive SMS alerts and updates on government schemes
- Track spending digitally
It also helps the government maintain proper records of how financial help is being used and what impact it has on agricultural growth.
Government Support
This scheme is being supported by several government institutions including:
- Punjab Land Record Authority
- Punjab Information Technology Board
- Commercial banks for loan processing
- Agriculture Extension Departments
All these departments work together to make the process transparent, quick, and fair for all farmers.
Conclusion
The Kissan Card Phase 2 is a major step toward building a strong and self-reliant farming community in Punjab. With easy access to loans and subsidies, farmers can now plan their crops with confidence. The government has ensured that the system remains simple and accessible, especially for those living in rural areas.
If you are a farmer who fits the criteria, make sure to apply during the registration period and benefit from this golden opportunity to grow your farm and improve your income.
Frequently Asked Questions (FAQs)
1. Who can apply for the CM Kissan Card Phase 2?
Farmers who own land from 1 to 12.5 acres in Punjab and have valid CNIC and registered land records.
2. What type of loan is provided through the Kissan Card?
Interest-free loans for Rabi and Kharif crop seasons.
3. Is there any fee to apply for the Kissan Card?
No, registration and issuance of the card are completely free.
4. How much loan can I get through this card?
Up to Rs. 150,000 per crop cycle.
5. Can tenants apply for the scheme?
Only landowners are eligible at this stage.
6. What is the benefit of biometric verification?
It ensures security and prevents fraud in loan disbursement.
7. Where can I get the application form?
You need to visit the local agriculture office; forms are available there.
8. What documents are required?
CNIC, land record, and a registered mobile number.
9. How will I know if I am approved?
You will receive an SMS on your registered mobile number.
10. Can I use the Kissan Card for buying inputs?
Yes, the card can be used to buy fertilizers and seeds at subsidized rates.
