BISP Savings Scheme 2025 – How to Register and Who is Eligible?

The Benazir Income Support Programme (BISP) is now offering a new opportunity under its Savings Scheme 2025. This initiative helps low-income families in Pakistan save money for the future while also earning extra income through monthly profits.

BISP Savings Scheme 2025 registration is open now. Eligible BISP beneficiaries can save monthly and earn a 40% government bonus. Check eligibility and apply online today.

If you are a BISP beneficiary or want to know how to benefit from this BISP Saving Plan 2025, this guide explains everything in simple terms.

What is the BISP Savings Scheme 2025?

The BISP Savings Scheme 2025 is a government program designed to encourage poor families to save money. The scheme is run by BISP in collaboration with the State Bank of Pakistan.

Under this scheme, eligible families can deposit money into a savings account every month. In return, the government will add a 40% bonus on the amount saved every three months. This is a great way to build a small emergency fund and earn additional income.

Key Benefits of the Scheme

40% additional amount from the government on your saved money.
Save between Rs. 500 to Rs. 1,000 per month.
Bonus added every three months.
Scheme runs for two years from the time of registration.
Easy online registration through BISP’s official portal.

Who is Eligible for BISP Savings Scheme 2025?

To qualify for this program, you must meet the following conditions:

You must already be a BISP Kafalat beneficiary.
You must not be receiving any other savings scheme or government financial scheme.
You must be willing to save money monthly (between Rs. 500 to Rs. 1,000).
You must be a resident of one of the 14 pilot districts (list provided below).

بی آئی ایس پی سیونگز اسکیم 2025 حکومت پاکستان کی ایک نئی بچت اسکیم ہے جو کم آمدنی والے بی آئی ایس پی کفالت مستحقین کے لیے ہے۔ اس اسکیم کے تحت مستحق افراد ہر ماہ 500 سے 1000 روپے جمع کر کے حکومت سے 40 فیصد اضافی منافع حاصل کر سکتے ہیں۔ اسکیم 14 اضلاع میں شروع کی گئی ہے اور رجسٹریشن صرف آن لائن ویب سائٹ savings.bisp.gov.pk پر کی جا سکتی ہے۔ رجسٹریشن بالکل مفت ہے اور صرف بی آئی ایس پی مستحقین ہی حصہ لے سکتے ہیں۔ حکومت ہر تین ماہ بعد جمع شدہ رقم پر بونس دے گی۔ یہ اسکیم دو سال کے لیے ہوگی اور اس کا مقصد لوگوں کو بچت کی عادت ڈالنا اور مالی تحفظ دینا ہے۔

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List of Pilot Districts:

The scheme is currently available in these 14 districts:

Islamabad
Muzaffarabad
Neelum
Peshawar
Lucky Marwat
Quetta
Qila Saifullah
Lahore
Multan
Karachi
Sukkur
Gilgit
Astor
Killa Abdullah

Note: More districts may be added in the future depending on performance.

How to Register for BISP Savings Scheme 2025?

Follow these simple steps to apply for the scheme:

Step 1: Visit the Official Portal

Go to the official registration website:
🔗 https://savings.bisp.gov.pk

Step 2: Enter Your Details

Enter your CNIC number.
Provide your mobile number.
Select your district and bank from the dropdown.

Step 3: Submit the Application

Click on the “Submit” button.
You will receive a confirmation SMS if you are eligible.
You will be guided to visit the selected bank to open a savings account.

Step 4: Start Saving

Once your account is active, you can deposit Rs. 500 to Rs. 1,000 monthly. The government will add 40% bonus to your savings every quarter.

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Important Guidelines

Only one member from each eligible family can register.
Make sure your mobile number is active and linked with your CNIC.
Always deposit before the last day of each month to earn the bonus.

Frequently Asked Questions (FAQs)

1. Can I join the scheme if I am not a BISP beneficiary?

No. Only registered BISP Kafalat recipients can register for this scheme.

2. What happens if I miss a month’s deposit?

You will not receive the bonus for that quarter if you skip any month’s deposit.

3. Can I withdraw my savings anytime?

Yes. You can withdraw your savings anytime, but the bonus is only added quarterly.

4. Is there any registration fee?

No. Registration is completely free. Be aware of scammers asking for money.

5. Will this affect my other BISP payments?

No. Your regular BISP payments will continue as usual.

Summary

The BISP Savings Scheme 2025 is a smart move by the government to support poor families in saving money and earning profits. It helps in building a safety net for emergencies while improving financial habits.

If you live in the selected districts and are already receiving BISP payments, don’t miss this opportunity to secure your future. Register online today and start your savings journey with government support.